Stop guessing what you can afford. CarWise analyzes your real finances and shows you exactly which cars fit your life.
CarGurus tells you the price. We tell you if you can actually buy it without sacrificing your financial future.
Our engine calculates TCO (Total Cost of Ownership), not just sticker price. Insurance, maintenance, and loan interest — all factored in.
Enter your net worth, liquid cash, and trade-in. We adjust every recommendation to reflect your complete financial picture.
No more scrolling through 50 of the same dealership's cars. Our algorithm ensures every page contains a rich mix of brands and locations.
Income, monthly debt, and zip code. That's it. Everything stays private — we never store or share your data.
See real cars from real dealerships, each classified into Economy, Doable, or Challenging based on YOUR numbers.
Use the built-in financial simulator to adjust down payments and loan terms. Then visit the dealer directly.
“I was about to buy a car that would've wrecked my finances. CarWise showed me it was 'Challenging' and helped me find a better option.”
“The financial simulator alone is worth it. I could see exactly how different down payments changed my monthly budget before even visiting a dealer.”
“Finally, a car site that doesn't just show me what's available — it shows me what's smart. The risk tiers are genius.”